A couple went on vacation for a week, leaving their home empty. While they were away, a burglar broke into their house and became trapped in the garage when the garage door opener wouldn't work. He was trapped there for a week. He later sued the couple for mental anguish.

You're driving home from work one day, and you accidentally rear-end the car in front of you. The driver of the other vehicle is injured and sues you for damages. Your auto insurance policy covers up to $250,000 in liability coverage, but the lawsuit is for $500,000. What happens now?

Imagine you're driving on a highway, enjoying the scenery and Bon Jovi’s “Livin’ On A Prayer” on the stereo, when suddenly you hear a loud bang. You pull over and see that your tire has blown out. You reach for your phone to call for help, but then you remember: you don't have auto insurance.

As if general economic inflation—which can be mitigated by insurance companies using pricing models and loss reserves—wasn’t enough, another type of inflation is driving recent premium price hikes: social inflation.

Insurance claims can be complicated, and it can be hard for policyholders to deal with insurance companies' claims adjusters. These adjusters work for the insurance company and have a duty to protect their interests.

Are you being ignored by your insurance company? Do you feel like you're wasting valuable time navigating through endless prompts, enduring lengthy hold times, and listening to the same boring music and automated messages over and over again?

Although this decision is not final—last year, statewide increases for 2022 were negotiated from 24.5% down to 7.9%—it might be a good idea to take preemptive measures now.

“It’s coming straight for us! It’s already here! Everybody underground now!”

That was a line by Jo, Helen Hunt’s character from the movie Twister (1996). Last week, this experience was all too real for the people of Nash County, North Carolina.

Don’t just accept what your current car insurance provider is charging you, as they will most likely increase your premiums every year. Shop around or ask for professional help from your trusted insurance broker agency.

You just got in a car accident. Now it’s time to call your insurance company to make a claim. But wait! You’ve heard somewhere that the moment you make that call, they'll drop you as a client.

When it comes to finding the best insurance coverage for your needs, there’s no one-size-fits-all solution. Insurance policies can vary significantly depending on your location and individual circumstances.

With rising prices and the traumatic impact of the COVID-19 pandemic, financial planning has become an essential aspect of everyone's life.